Updated at 2021-04-09
By accessing and subscribing with I Do My Finances, you confirm that you are in agreement with and bound by the terms of service contained in the Terms and Conditions of Use outlined below, INCLUDING THE BINDING ARBITRATION PROVISION. These terms apply to the entire website, the I Do My Finances platform and any email or other type of communication between you and I Do My Finances.
Under no circumstances shall I Do My Finances team be liable for any direct, indirect, special, incidental or consequential damages, including, but not limited to, loss of data or profit, arising out of the use, or the inability to use, the materials on this site, even if I Do My Finances team or an authorized representative has been advised of the possibility of such damages. If your use of materials from this site results in the need for servicing, repair or correction of equipment or data, you assume any costs thereof.
I Do My Finances will not be responsible for any outcome that may occur during the course of usage of our resources. We reserve the rights to change prices and revise the resources usage policy in any moment
For this Terms & Conditions:
-Cookie: small amount of data generated by a website and saved by your web browser. It is used to identify your browser, provide analytics, remember information about you such as your language preference or login information.
-Company: when this policy mentions “Company,” “we,” “us,” or “our,” it refers to I Do My Finances, (A definir) that is responsible for your information under this Terms & Conditions.
-Country: where I Do My Finances or the owners/founders of I Do My Finances are based, in this case is United States
-Device: any internet connected device such as a phone, tablet, computer or any other device that can be used to visit I Do My Finances and use the services.
-Service: refers to the service provided by I Do My Finances as described in the relative terms (if available) and on this platform.
-Third-party service: refers to advertisers, contest sponsors, promotional and marketing partners, and others who provide our content or whose products or services we think may interest you.
-Website: I Do My Finances site, which can be accessed via this URL: https://idomyfinances.com/
-You: a person or entity that is registered with I Do My Finances to use the Services.
These Terms & Conditions are a Contract between you and I Do My Finances (referred to in these Terms & Conditions as "I Do My Finances", "us", "we" or "our"), the provider of the I Do My Finances website and the services accessible from the I Do My Finances website (which are collectively referred to in these Terms & Conditions as the "I Do My Finances Service").
I Do My Finances concede-lhe uma licença revogável, não exclusiva, intransferível e limitada para usar o site e I Do My Finances estritamente de acordo com os termos deste Contrato.
You are agreeing to be bound by these Terms & Conditions. If you do not agree to these Terms & Conditions, please do not use the I Do My Finances Service. In these Terms & Conditions, "you" refers both to you as an individual and to the entity you represent. If you violate any of these Terms & Conditions, we reserve the right to cancel your account or block access to your account without further notice.
You acknowledge and agree that I Do My Finances may stop (permanently or temporarily) providing the Service (or any features within the Service) to you or to users generally at I Do My Finances sole discretion, without prior notice to you. You may stop using the Service at any time. You do not need to specifically inform when you stop using the Service. You acknowledge and agree that if I Do My Finances disables access to your account, you may be prevented from accessing the Service, your account details or any files or other materials which is contained in your account.
If we decide to change our Terms & Conditions, we will post those changes on this page, and/or update the Terms & Conditions modification date below.
I Do My Finances reserves the right to modify, suspend or discontinue, temporarily or permanently, the website, I Do My Finance platform, or any service to which it connects, with or without notice and without liability to you.
I Do My Finances may from time to time provide enhancements or improvements to the features/ functionality of the website, which may include patches, bug fixes, updates, upgrades and other modifications ("Updates").
Updates may modify or delete certain features and/or functionalities of the website. You agree that I Do My Finances has no obligation to (i) provide any Updates, or (ii) continue to provide or enable any particular features and/or functionalities of the website to you.
You further agree that all Updates will be (i) deemed to constitute an integral part of the website, and (ii) subject to the terms and conditions of this Agreement.
You are responsible for all use of your account. By allowing others to access your account or to create profiles within your account, you agree to be responsible for ensuring that they comply with these Terms and you agree to be responsible for their activity using the Services.
All registration information you submit must be accurate and updated. Because you are responsible for all use of your account, including unauthorized use by any third-party, please be very careful to guard the security and confidentiality of your password. You will not have to reveal it to any I Do My Finances representative. Please notify us using the customer support from our website if you suspect any unauthorized use of your account.
I Do My Finances offers the option to personalize use of the Services through the creation of one or more profiles under one account. Only the account holder, and those with permission from the account holder, may create a profile. The account holder may access profile details and delete or otherwise modify profiles associated with the account.
I Do My Finances may offer the account holder certain rights, including the right to access information about and delete the account and all associated profiles. You may find information on how to exercise these rights by logging in on the I do My Finances Website and viewing your account details.
The Services are not intended to be used by children without involvement and approval of a parent or guardian. If you are under the age of 13, you are not permitted to register with I Do My Finances or provide your personal information to us. If you are at least 13 and under 18 years of age (or under the applicable age of majority in your state or territory of residence), you may register with I Do My Finances, but only if you have the consent of your parent or guardian, including consent to these Terms on your behalf, and for clarity, you may only modify an account, or associated profiles, with the consent of your parent or guardian. Please note that you must be at least 18 years of age in order to purchase certain Services.
Ongoing Subscription and Fees: While we may offer Content from time to time for free, we charge a fee to access the Services. We will bill you in advance for your subscription. Your subscription will continue and automatically renew on a recurring basis corresponding to the term of your subscription unless and until you cancel your subscription, or your account is otherwise suspended or terminated pursuant to these Terms. I Do My Finances reserves the right to change the terms of your subscription, including price, from time to time, effective as of the beginning of your next Billing Period following the date of the change. We will give you advance notice of these changes, but we will not be able to notify you of changes in any applicable taxes.
Payment method: All payments will be processed through PAYPAL. Therefore, I Do My Finances does not have access to any payment information. You acknowledge and agree that I Do My Finances shall not be responsible for any Third-Party Services like PAYPAL, including their accuracy, completeness, timeliness, validity, copyright compliance, legality, decency, quality or any other aspect thereof. I Do My Finances does not assume and shall not have any liability or responsibility to you or any other person or entity for any Third-Party Services. Third-Party Services and links thereto are provided solely as a convenience to you and you access and use them entirely at your own risk and subject to such third parties' terms and conditions.
Cancelation and refunds: messages.Term38a
I Do My Finances may, from time to time, include contests, promotions, sweepstakes, or other activities (“Promotions”) that require you to submit material or information concerning yourself. Please note that all Promotions may be governed by separate rules that may contain certain eligibility requirements, such as restrictions as to age and geographic location. You are responsible to read all Promotions rules to determine whether or not you are eligible to participate. If you enter any Promotion, you agree to abide by and to comply with all Promotions Rules.Additional terms and conditions may apply to purchases of goods or services on or through the Services, which terms and conditions are made a part of this Agreement by this reference. messages.Term39a
User-submitted material: As part of the Service, users may have an opportunity to transmit, submit, or otherwise post information, files, or other materials (collectively, "User Material"), like pictures, attachment files, spreadsheets, document files etc. In order to keep the Services enjoyable for all of our users, you must adhere to the rules below, as well as additional rules applicable to any I Do My Finances-hosted site.Please choose carefully the User Material that you submit. Please limit yourself to User Material directly relevant to the Services. Moreover, you must not Post User Material that: (i) contains Unsuitable Material; or (ii) improperly claims the identity of another person.
You must be, or have first obtained permission from, the rightful owner of any User Material you submit. By submitting User Material, you represent and warrant that you own the User Material or otherwise have the right to grant I Do My Finances the license provided below. You also represent and warrant that the submission of your User Material does not violate any right of any party, including privacy rights, publicity rights, and intellectual property rights. In addition, you agree to pay for all royalties, fees, and other payments owed to any party by reason of your Posting User Material. I Do My Finances will remove all User Material if we are properly notified that such User Material infringes on another person's rights or if it falls into the Unsuitable Material category.
By Posting User Material, you are not forfeiting any ownership rights in such material to I Do My Finances. After submitting your User Material, you continue to retain all of the same ownership rights you had prior to submitting. By submitting your User Material, you grant I Do My Finances a limited license to display such User Material among your Account’s Information. The license you grant to I Do My Finances is non-exclusive (meaning you are not prohibited by us from licensing your User Material to anyone else in addition to I Do My Finances), fully-paid, royalty-free (meaning that I Do My Finances is not required to pay you for the display of your User Material).
Suggestions: Any feedback, comments, ideas, improvements or suggestions (collectively, "Suggestions") provided by you to I Do My Finances with respect to the website shall remain the sole and exclusive property of I Do My Finances.
I Do My Finances shall be free to use, copy, modify, publish, or redistribute the Suggestions for any purpose and in any way without any credit or any compensation to you.
The website is provided to you "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, I Do My Finances, on its own behalf and on behalf of its affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the website, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, I Do My Finances provides no warranty or undertaking, and makes no representation of any kind that the website will meet your requirements, achieve any intended results, be compatible or work with any other software, systems or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.
Without limiting the foregoing, neither I Do My Finances nor any I Do My Finances provider makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the website, or the information, content, and materials or products included thereon; (ii) that the website will be uninterrupted or error-free; (iii) that the user will have financial success or positive results in any way or meaning; or (iv) that the website, its servers, the content, or e-mails sent from or on behalf of I Do My Finances are free of viruses, scripts, trojan horses, worms, malware, timebombs or other harmful components.
Some jurisdictions do not allow the exclusion of or limitations on implied warranties or the limitations on the applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to you.
Notwithstanding any damages that you might incur, the entire liability of I Do My Finances and any of its suppliers under any provision of this Agreement and your exclusive remedy for all of the foregoing shall be limited to the amount actually paid by you for the website.
To the maximum extent permitted by applicable law, in no event shall I Do My Finances or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, for loss of data or other information, for business interruption, for personal injury, for loss of privacy arising out of or in any way related to the use of or inability to use the website, third-party software and/or third-party hardware used with the website, or otherwise in connection with any provision of this Agreement), even if I Do My Finances or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose.
Some states/jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you.
You agree to indemnify and hold I Do My Finances and its parents, subsidiaries, affiliates, officers, employees, agents, partners and licensors (if any) harmless from any claim or demand, including reasonable attorneys' fees, due to or arising out of your: (a) use of the website; (b) violation of this Agreement or any law or regulation; or (c) violation of any right of a third party.
You agree not to, and you will not permit others to:
-License, sell, rent, lease, assign, distribute, transmit, host, outsource, disclose or otherwise commercially exploit the website or make the platform available to any third party.
-Modify, make derivative works of, disassemble, decrypt, reverse compile or reverse engineer any part of the website.
-Remove, alter or obscure any proprietary notice (including any notice of copyright or trademark) of I Do My Finances or its affiliates, partners, suppliers or the licensors of the website.
This Agreement shall remain in effect until terminated by you or I Do My Finances. I Do My Finances may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement with or without prior notice. This Agreement will terminate immediately, without prior notice from I Do My Finances, in the event that you fail to comply with any provision of this Agreement.
Upon termination of this Agreement, you shall cease all use of the website. Termination of this Agreement will not limit any of I Do My Finances rights or remedies at law or in equity in case of breach by you (during the term of this Agreement) of any of your obligations under the present Agreement.
If you are a copyright owner or such owner’s agent and believe any material on our website constitutes an infringement on your copyright, please contact us setting forth the following information: (a) a physical or electronic signature of the copyright owner or a person authorized to act on his behalf; (b) identification of the material that is claimed to be infringing; (c) your contact information, including your address, telephone number, and an email; (d) a statement by you that you have a good faith belief that use of the material is not authorized by the copyright owners; and (e) the a statement that the information in the notification is accurate, and, under penalty of perjury you are authorized to act on behalf of the owner
If any provision of this Agreement is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.
Except as provided herein, the failure to exercise a right or to require performance of an obligation under this Agreement shall not affect a party's ability to exercise such right or require such performance at any time thereafter nor shall be the waiver of a breach constitute waiver of any subsequent breach.
No failure to exercise, and no delay in exercising, on the part of either party, any right or any power under this Agreement shall operate as a waiver of that right or power. Nor shall any single or partial exercise of any right or power under this Agreement preclude further exercise of that or any other right granted herein. In the event of a conflict between this Agreement and any applicable purchase or other terms, the terms of this Agreement shall govern.
The Agreement constitutes the entire agreement between you and I Do My Finances regarding your use of the website and supersedes all prior and contemporaneous written or oral agreements between you and I Do My Finances.
You may be subject to additional terms and conditions that apply when you use or purchase other I Do My Finances's services, which I Do My Finances will provide to you at the time of such use or purchase.
The website and its entire contents, features and functionality (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof), are owned by I Do My Finances, its licensors or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws. The material may not be copied, modified, reproduced, downloaded or distributed in any way, in whole or in part, without the express prior written permission of I Do My Finances, unless and except as is expressly provided in these Terms & Conditions. Any unauthorized use of the material is prohibited.
This section applies to any dispute EXCEPT IT DOESN’T INCLUDE A DISPUTE RELATING TO CLAIMS FOR INJUNCTIVE OR EQUITABLE RELIEF REGARDING THE ENFORCEMENT OR VALIDITY OF YOUR OR I DO MY FINANCE’S INTELLECTUAL PROPERTY RIGHTS. The term “dispute” means any dispute, action, or other controversy between you and I Do My Finances concerning the Services or this agreement, or privacy issues, whether in contract, warranty, tort, statute, regulation, ordinance, or any other legal or equitable basis. “Dispute” will be given the broadest possible meaning allowable under law.
In the event of a dispute, you or I Do My Finances must give the other a Notice of Dispute, which is a written statement that sets forth the name, address, and contact information of the party giving it, the facts giving rise to the dispute, and the relief requested. You must send any Notice of Dispute via email to: [email protected] I Do My Finances will send any Notice of Dispute to you by mail to your address if we have it, or otherwise to your email address. You and I Do My Finances will attempt to resolve any dispute through informal negotiation within 60 days from the date the Notice of Dispute is sent. After sixty 60 days, you or I Do My Finances may commence arbitration.
If you and I Do My Finances don’t resolve any dispute by informal negotiation, any dispute or claim relation in any way to your use of any Idomyfinances service will be resolved by binding arbitration rather than in court, except that you may assert in small claims court if your claims qualify. The Federal Arbitration Act and federal arbitration law apply to this agreement.
There is no judge or jury in arbitration, and court review of an arbitration award is limited. However, an arbitrator can award on an individual basis the same damages and relief as a court (including injunctive and declaratory relief or statutory damages), and must follow the terms of these conditions of use as court would.
To begin an arbitration proceeding, you must send a letter requesting arbitration and describing your claim to (INCLUIR ENDEREÇO). The arbitration will be conducted by the American Arbitration Association (AAA) under its rules, including the AAA Consumer Arbitration Rules and AAA'S Suplementary Procedures for Consumer - Related Disputes. Any and all legal, accounting, and other costs, fees, and expenses incurred by the prevailing party shall be borne by the non-prevailing party.
The AAA's rules are available at www.adr.org ou by calling 1-800-778-7879. Payment of all filling administration and arbitrator fees will be governed by the AAA's rules. If your claim does not exceed $10,000, then the arbitration will be conducted solely on the basis of documents you and Idomyfinances submit to the arbitrator, unless you request a hearing or the arbitrator determines that a hearing is necessary. If your claim exceeds $10,000, your right to a hearing will be determined by the AAA Rules. Subject to the AAA Rules, the arbitrator will have the discretion to direct a reasonable exchange of information by the parties, consistent with the expedited nature of the arbitration. In this case, you may choose to have the arbitration conducted by telephone, online, based on written submissions or in person in a mutually agreed location.
We each agree that any dispute resolution proceeding will be conducted only on an individual basis and not in a class, consolidated or representative action. You may bring claims only on your own behalf. You are giving up your right to participate as a class representative or class member on any class claim you may have against us including any right to class arbitration of any consolidation of individual arbitrations. If for any reason a claim proceeds in court rather than in arbitration, we each waive any right to a jury trial. We also both agree that you or we may bring suit in court to enjoin infringement or other misuse of intellectual property rights.
In the event a product and/or service is listed at an incorrect price or with incorrect information due to typographical error, we shall have the right to refuse or cancel any orders placed for the product and/or service listed at the incorrect price. We shall have the right to refuse or cancel any such order whether or not the order has been confirmed and your credit card charged. If your credit card has already been charged for the purchase and your order is canceled, we shall immediately issue a credit to your credit card account or other payment account in the amount of the charge.
Don't hesitate to contact us if you have any questions.
Via E-mail: [email protected]